Take control of your debt with tailored solutions. Speak with representatives or explore alternative ways to reduce and manage your financial obligations effectively.
Speak To a Representative To Claim Your Offers
Representatives are available to speak to you from 9am to 8pm EST
Explore Alternative Solutions
Discover other ways to manage your debt effectively. Solutions by top providers for every situation.
Debt Settlement
Debt Validation
Tax Settlement
Payday Loans
Installment Loans
Mortgage Refinancing
Foreclosure Prevention
Repair Your Credit
Debt Harassment Lawyer
Bankruptcy Lawyer
Step 2: Organize Your Financials
Streamline your finances with top budgeting tools, subscription management apps, and credit score trackers. Get everything you need to stay on top of your money.
Personal Budgeting
Personal Budgeting with Mint
Personal finance and budgeting software that’s easy to use.
⭐⭐⭐⭐⭐ (5 stars)
Personal Budgeting with YNAB (You Need a Budget)
Budgeting software that helps users give every dollar a job and stay on top of their finances.
⭐⭐⭐⭐⭐ (5 stars)
Manage Subscriptions
Manage Subscriptions with Truebill
Manage subscriptions, lower bills, and track spending with this personal finance app.
⭐⭐⭐⭐ (4 stars)
Manage Subscriptions with Rocket Money
Manage your subscriptions, track your spending, and lower your bills automatically.
⭐⭐⭐⭐⭐ (5 stars)
Track Your Credit Score
Track Your Credit Score with Credit Karma
Credit monitoring and free credit score tracking.
⭐⭐⭐⭐⭐ (5 stars)
Boost Your Credit Score with Experian Boost
Improve your credit score by adding positive payment history from utility bills and other accounts.
⭐⭐⭐⭐ (4 stars)
Beginner Investing
Invest On All Purchases with Acorns
Micro-investing platform that rounds up purchases and invests the change.
⭐⭐⭐⭐ (4 stars)
Tax Preparation
Easily File Taxes Online with TurboTax
Simplified tax filing software with step-by-step guidance.
⭐⭐⭐⭐⭐ (5 stars)
Get Help Preparing Your Taxes with H&R Block
Professional tax services with online and in-person options.
⭐⭐⭐⭐⭐ (5 stars)
Online Banking
Get Early Access to Direct Deposits with Chime
Online banking with no fees, automatic savings, and early access to direct deposits.
⭐⭐⭐⭐⭐ (5 stars)
Business Bookkeeping
Use QuickBooks Self-Employed
Manage taxes and expenses for freelancers and contractors.
⭐⭐⭐⭐⭐ (5 stars)
Step 3: Discover Hidden Compensation
Uncover compensation you may be entitled to through legal claims, unclaimed funds, or tax credits. Explore these opportunities to boost your financial well-being.
Explore Claims
Have you ever wondered if you may be entitled to compensation for something that happened to you?
We're here to help you find out. Whether it's a class action lawsuit, a personal injury claim, or another type of legal claim, this tool allows you to easily search and see if you qualify for some of the most common claims.
By answering a few simple questions, you can quickly discover if you have a valid claim and connect with attorneys who can help you take the next steps.
It's a straightforward way to explore your legal options and potentially receive large compensation you may deserve. Start your search now to find out if you have a claim waiting to be pursued.
Claim Tax Credits
Maximize your refund by claiming eligible tax credits.
Tax credits can significantly reduce the amount of tax you owe or increase your tax refund.
How To Claim:
1. Identify Eligible Credits: Common credits include the Earned Income Tax Credit (EITC), Child Tax Credit, and education credits.
2. Gather Documentation: Collect any necessary documents, such as proof of income, education expenses, or dependent information.
3. File Your Tax Return: Claim your credits when you file your tax return, either online or with the help of a tax professional.
Claiming tax credits can reduce your tax burden and possibly increase your refund, providing extra financial relief.
Search For Unclaimed Funds
It’s more common than you might think—millions of people have unclaimed money sitting in old bank accounts, uncashed checks, or unclaimed insurance policies.
This money could be yours, and the government has made it easy to find it through official websites.
How To:
1. Visit a Trusted Website: Start by going to an official government site like MissingMoney.com or your state’s unclaimed property office website.
2. Enter Your Information: Use your name and location to search for any unclaimed funds.
3. Follow the Instructions: If you find money that belongs to you, the website will guide you through the process of claiming it. You’ll likely need to provide identification and proof of your claim, such as old bank statements or insurance documents.
The process is straightforward and could help you recover money that’s rightfully yours.
Step 4: Discounted Tools and Services
Access premium financial tools and services at a discount. From identity theft protection to investment platforms, find the right tools to secure your future.
Sign up for Rocket Money
Manage subscriptions, lower bills, and track spending with this personal finance app.
LifeLock Identity Theft Protection
Protect your identity with comprehensive monitoring and alerts.
Sign up for Robo-Advisors
Automate your investments with expert algorithms.
Step 5: Explore Income Opportunities
Discover new ways to earn extra income. Whether through side hustles or career shifts, explore opportunities that can enhance your financial stability.
Get a Side Hustle
Earning a little extra money on the side can make a significant difference in your financial stability.
Top 50 Side Income Opportunities:
1. Freelance Writing
Offer writing services for blogs, websites, or businesses.
Apply Here: Upwork | Fiverr
2. Graphic Design
Create logos, social media graphics, or marketing materials.
Apply Here: 99designs
3. Online Tutoring
Teach subjects you're knowledgeable in to students online.
Apply Here: VIPKid | Chegg Tutors
4. Virtual Assistant
Provide administrative support to businesses remotely.
Apply Here: Zirtual
5. Ride-Sharing Driver
Earn money driving people around your city.
Apply Here: Uber | Lyft
Career Shifting Opportunities
Explore new career paths that offer better income and growth potential.
Shifting your career can open up new opportunities for growth and increased income.
How To Explore:
1. Assess Your Skills: Identify transferable skills that can be applied to new industries.
2. Research In-Demand Careers: Look for industries with high growth potential.
3. Gain Necessary Training: Consider certifications or courses to bridge any skill gaps.
4. Network: Connect with professionals in your desired field to learn more and uncover opportunities.
Step 6: Apply for Assistance
Apply for various assistance programs designed to support you during tough times. From unemployment benefits to housing aid, find the help you need.
File For Unemployment
Get support while searching for a new job with unemployment benefits.
Unemployment benefits can provide temporary financial assistance while you search for a new job.
How To Apply:
1. Gather Your Information: Have your employment history, social security number, and identification ready.
2. Visit Your State's Unemployment Website: Apply online through your state’s unemployment office website.
3. Follow the Steps: Complete the application and submit any required documents. You may need to file weekly claims while unemployed.
Ensure you stay compliant with job search requirements to continue receiving benefits.
Apply for Healthcare Assistance
Access affordable healthcare through government programs.
Programs like Medicaid and the Children's Health Insurance Program (CHIP) provide free or low-cost health coverage.
How To Apply:
1. Check Eligibility: Determine if you qualify based on income and family size.
2. Apply Online: Visit the Health Insurance Marketplace or your state's Medicaid agency website.
3. Provide Necessary Information: Submit income documents and identification.
Getting healthcare assistance can reduce medical expenses significantly.
Apply for Housing Assistance
Find affordable housing options through government programs.
Programs like Section 8 provide rental assistance to low-income families.
How To Apply:
1. Contact Your Local Public Housing Agency (PHA): Find your local PHA through HUD's website.
2. Complete an Application: Provide income information and family details.
3. Wait for Approval: There may be a waiting list due to high demand.
Housing assistance can lower your monthly housing costs and provide stability.
Step 7: Improve Your Credit
Take steps to improve your credit score with expert advice and credit repair programs. Learn how to build and maintain a strong credit history.
Learn About How Credit Works
Understand the factors that affect your credit score and how to improve it.
Join a Credit Repair Program
Get professional help to repair and improve your credit.